Bank-Ready Business Plans & Financial Models for Equipment Financing
Bank-Ready Business Plans & Financial Models for Equipment Financing
Delivered in 10 Days
Delivered in 10 Days
If a Bank Has Ever Told You
If a Bank Has Ever Told You
“Fix the numbers and come back”
… You’re in the right place
Most equipment loans are not rejected because the business is bad
They’re rejected because
Cash flow isn’t clearly proven
Repayment logic isn’t obvious
Assumptions are unrealistic or missing
Financial statements don’t tie together
There’s no downside scenario
Banks don’t guess
They approve loans they can clearly defend
That’s what we build
What We Do
What We Do
We prepare a bank-ready business plan and 3-year financial model specifically for equipment loan applications
This includes loans for
Equipment purchases
Business expansion
New locations
Trucks and vans
Medical or dental equipment
Manufacturing machines
Restaurant equipment
Construction equipment
Everything is written for lenders, not investors and not marketing decks
What You Receive
( Exactly What Banks Expect )
3-Year Financial Model
3-Year Financial Model
Profit & Loss
Balance Sheet
Cash Flow
(All fully linked and internally consistent)
(All fully linked and internally consistent)
12-Month Monthly Cash Flow
12-Month Monthly Cash Flow
Base case
(normal operations)
Downside case (conservative scenario)
Assumptions Page
Assumptions Page
Simple
Realistic
Easy for a credit officer to follow
1-Page Executive Summary
1-Page Executive Summary
Loan amount Equipment list Use of funds Clear repayment logic
Final Delivery
Final Delivery
Bank-ready PDF
Dynamic Excel financial model
No inflated projections
No inflated projections
Delivered in 10 Days (Structured & Predictable)
Day 0
Day 0
Intake call & information request
Day 1–2
Day 1–2
Assumptions & structure
Day 3–6
Day 3–6
Financial model build
Day 7
Day 7
Internal review
Day 8
Day 8
Draft sent to client
Day 9
Day 9
Revisions
Day 10
Day 10
Final bank-ready package delivered
Transparent Pricing
(Based on Complexity)
Tier #1
Tier #1
Tier #1
Tier #1
Core Operating Business
Core Operating Business
CAD $2,500
One core activity
Predictable revenue & expenses
One legal entity
Examples
Garage buying equipment
Dental or medical practice
Restaurant upgrading kitchen equipment
Tier #2
Tier #2
Tier #2
Tier #2
Growing or Multi-Activity Business
Growing or Multi-Activity Business
CAD $3,250
For businesses with
Expansion plans
Multiple revenue streams
More detailed cash-flow needs
Examples
Second location
Fleet expansion
Manufacturing capacity growth
Tier #3
Tier #3
Tier #3
Tier #3
Advanced or Structured Business
Advanced or Structured Business
CAD $6,000+
For businesses with
Multiple entities or holding structures
Seasonal or variable cash flows
Intercompany activity
Pricing is confirmed during the intake call
No surprises later!
#Who This Is For
(And Who It’s Not)
#Who This Is For
(And Who It’s Not)
This Is For
Canadian operating businesses
Owners applying for bank equipment financing
Businesses that want approval, not optimistic spreadsheets
This Is Not For
Startups with no operating history
Grant applications
Investor pitch decks
Businesses looking for “best-case” numbers
That filter is intentional
#Why This Works
(And Why Banks Accept It)
#Why This Works
We don’t try to “sell” the bank
We make the loan easy to approve
Conservative assumptions
Clear repayment logic
Downside scenario included
Numbers that tie cleanly
Simple explanations credit committees understand
The Right First Step
The Right First Step
The fastest way to know if this fits your situation is a short call.
We’ll confirm
We’ll confirm
If your situation fits
If your situation fits
Which tier applies
Which tier applies
What the bank will expect
What the bank will expect
After Funding
(Optional Ongoing Support)
This is optional and discussed only if relevant